myABL Personal Internet & Mobile Banking

Our digital banking platform is empowered with the following online banking features:

• You can temporarily enhance your ATM FT/IBFT, Cash Withdrawal and Retail – POS/e-Commerce Limit through myABL.
• With Virtual Debit Card feature, no need to carry physical Debit Cards. You can now make secure & hassle-free payments with our Virtual Debit Card.
• Now you can make merchant payments via RAAST. Scan QR codes or enter Merchant ID manually and enjoy effortless and secure Merchant Payments.
• You can access myABL Coins which is our loyalty program.
• You can activate Dormant Accounts Seamlessly through myABL.
• You can send and receive funds through QR Codes without entering IBAN or Account Numbers on myABL. Simply Scan the QR to send funds or share your Account QR to receive funds in your account. To receive a specific amount, you can also generate a QR with an exact amount and share it with the sender to easily receive funds.
• With Positive Pay, you can provide digital confirmation of your high priority cheques without the hassle of call back confirmation from branches.
• You can digitally submit consent for opening of CDC Stock Market Investment Account with your preferred broker by allowing the bank to share your required KYC documents with CDC directly.
• myABL mobile banking app allows Biometric login with Touch ID (Login with Face ID is also available for users having iPhone X or above).
• Voice Assisted Banking for Funds Transfer, Accounts & ABL Credit Card Balance Inquiry using Siri (for iPhone users).
• You can mark your payments/transfer payees as Favourite for future recurring payments to save time.
• You can request for a new cheque book & also inquire its status, view your transactional history, book your bus, movie & event tickets, avail payday advance salary loan, make donation payments, view discounts facility and much more with myABL Digital Banking.
• You can generate withholding tax certificates for your linked accounts.
• You can also lodge complaints & disputes via myABL Digital Banking.
• You can digitally submit stop cheque instructions against your issued cheques.
• You can generate account maintenance certificates for your accounts free of cost.
• 4-digit Transaction PIN on myABL for financial transactions, eliminating the need for an OTP.
• Push Notifications/In-App Alerts will be sent for your financial transactions.
• Experience UPI Tap & Pay, an NFC-based payment feature for fast and secure transactions.
• Temporarily increase your FT, IBFT, and RAAST transactions limits directly through myABL.

• You can easily pay bills using myABL internet banking or mobile banking app.
• Online electricity bill payment is made quite easy by myABL mobile app. You can make payments to many billers including LESCO, MEPCO, FESCO, IESCO, K-Electric, PTCL & many more for your convenience.
• You can also easily top up your mobile using myABL mobile application.
• myABL Digital Banking is also empowered with various payment options for your educational, internet, online shopping, credit cards, government and investment payments.
• View our list of Billers for a better understanding of bill payment facility with our exceptional online banking service.

myABL is designed as a convenient money transfer facility for all the people seeking interbank funds transfer service. Log in to myABL app or internet banking today and avail the facility of money transfer anytime, anywhere.

RAAST is an instant payment system that enables simplified end-to-end digital payments based on mobile numbers as compared to traditional account numbers. You also have the option to transfer funds using International Bank Account Number (IBAN) of the beneficiary.

myABL offers the following two RAAST features to the customers:

RAAST ID Management:

• Using this option, you can register your mobile number as RAAST ID with your selected ABL account. You can also link or delink your RAAST ID on myABL.
• Simply communicate your mobile number (RAAST ID) to receive funds on your account from anyone through RAAST.

RAAST Transfer:

• Using this option, you can transfer funds to other accounts on myABL by entering their mobile numbers / RAAST ID linked with their bank accounts.
• You can conveniently input beneficiary’s RAAST ID from your mobile contact list.
• You can also send RAAST payments to existing IBAN added in your beneficiary list.

RAAST P2M Transfer:

• With this option, you can conveniently make merchant payments via RAAST.
• Simply scan QR codes or enter the Merchant ID manually to enjoy seamless merchant payments via RAAST.
• Additionally, customers can approve Requests to Pay initiated by RAAST merchants.

For RAAST FAQs and User Guide, click here

• Using myABL digital banking services you can easily manage & track your finances online. It’s a complete tool for managing personal finance with ease.

• myABL internet banking and mobile banking app empowers users to manage their debit cards online. This feature provides card activation services, PIN generation, temporary card blocking and unblocking, allowing international and E-commerce usage.
• Remember, debit card activation on ATM is also widely available on ABLs biometric ATMs.

• You can conveniently activate your credit cards and generate card PIN from myABL Digital Banking without having the need to call Allied Phone Banking.
• You can easily manage and adjust your credit card limit directly through myABL for greater control

myABL digital banking offers you with convenience of sending money to anyone within Pakistan with no mandatory requirement for the beneficiary to have an account with any bank.