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One of the foremost priorities at ABL is to provide efficient digital banking services to its customers and to remain the best digital bank for our accountholders. ABL offers one of the best banking apps with easily accessible features to simplify your day-to-day online banking needs. Features such as funds transfer, bill payment, card management, investments, personal finance management, online profile management and many more exciting features are available at the convenience of your home or office without having to visit any branch. myABL digital banking provides a device-agnostic responsive design that works seamlessly on all devices, from desktop computer to laptop, tablet and smartphones. Simply use myABL and enjoy the numerous benefits of online banking.

Download myABL App from Google Play Store, Apple App Store or Huawei App Gallery.

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Scan & Download the myABL App Instantly!

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Our digital banking platform is empowered with the following online banking features:

  • You can temporarily enhance your ATM FT/IBFT, Cash Withdrawal and Retail – POS/e-Commerce Limit through myABL.
  • With Virtual Debit Card feature, no need to carry physical Debit Cards. You can now make secure & hassle-free payments with our Virtual Debit Card.
  • Now you can make merchant payments via RAAST. Scan QR codes or enter Merchant ID manually and enjoy effortless and secure Merchant Payments.
  • You can access myABL Coins which is our loyalty program.
  • You can activate Dormant Accounts Seamlessly through myABL.
  • You can send and receive funds through QR Codes without entering IBAN or Account Numbers on myABL. Simply Scan the QR to send funds or share your Account QR to receive funds in your account. To receive a specific amount, you can also generate a QR with an exact amount and share it with the sender to easily receive funds.
  • With Positive Pay, you can provide digital confirmation of your high priority cheques without the hassle of call back confirmation from branches.
  • You can digitally submit consent for opening of CDC Stock Market Investment Account with your preferred broker by allowing the bank to share your required KYC documents with CDC directly.
  • myABL mobile banking app allows Biometric login with Touch ID (Login with Face ID is also available for users having iPhone X or above).
  • Voice Assisted Banking for Funds Transfer, Accounts & ABL Credit Card Balance Inquiry using Siri (for iPhone users).
  • You can mark your payments/transfer payees as Favourite for future recurring payments to save time.
  • You can request for a new cheque book & also inquire its status, view your transactional history, book your bus, movie & event tickets, avail payday advance salary loan, make donation payments, view discounts facility and much more with myABL Digital Banking.
  • You can generate withholding tax certificates for your linked accounts.
  • You can also lodge complaints & disputes via myABL Digital Banking.
  • You can digitally submit stop cheque instructions against your issued cheques.
  • You can generate account maintenance certificates for your accounts free of cost.

  • You can easily pay bills using myABL internet banking or mobile banking app.
  • Online electricity bill payment is made quite easy by myABL mobile app. You can make payments to many billers including LESCO, MEPCO, FESCO, IESCO, K-Electric, PTCL & many more for your convenience.
  • You can also easily top up your mobile using myABL mobile application.
  • myABL Digital Banking is also empowered with various payment options for your educational, internet, online shopping, credit cards, government and investment payments.
  • View our list of Billers for a better understanding of bill payment facility with our exceptional online banking service.

myABL is designed as a convenient money transfer facility for all the people seeking interbank funds transfer service. Log in to myABL app or internet banking today and avail the facility of money transfer anytime, anywhere.

RAAST is an instant payment system that enables simplified end-to-end digital payments based on mobile numbers as compared to traditional account numbers. You also have the option to transfer funds using International Bank Account Number (IBAN) of the beneficiary.

myABL offers the following two RAAST features to the customers:

RAAST ID Management:

  • Using this option, you can register your mobile number as RAAST ID with your selected ABL account. You can also link or delink your RAAST ID on myABL.
  • Simply communicate your mobile number (RAAST ID) to receive funds on your account from anyone through RAAST.

RAAST Transfer:

  • Using this option, you can transfer funds to other accounts on myABL by entering their mobile numbers / RAAST ID linked with their bank accounts.
  • You can conveniently input beneficiary’s RAAST ID from your mobile contact list.
  • You can also send RAAST payments to existing IBAN added in your beneficiary list.

RAAST P2M Transfer:

  • With this option, you can conveniently make merchant payments via RAAST.
  • Simply scan QR codes or enter the Merchant ID manually to enjoy seamless merchant payments via RAAST.
  • Additionally, customers can approve Requests to Pay initiated by RAAST merchants.

For RAAST FAQs and User Guide, click here

  • Using myABL digital banking services you can easily manage & track your finances online. It’s a complete tool for managing personal finance with ease.

  • myABL internet banking and mobile banking app empowers users to manage their debit cards online. This feature provides card activation services, PIN generation, temporary card blocking and unblocking, allowing international and E-commerce usage.
  • Remember, debit card activation on ATM is also widely available on ABLs biometric ATMs.

You can conveniently activate your credit cards and generate card PIN from myABL Digital Banking without having the need to call Allied Phone Banking.

myABL digital banking offers you with convenience of sending money to anyone within Pakistan with no mandatory requirement for the beneficiary to have an account with any bank.

Allied Roshan Digital Account and Foreign Currency Account (USD) holders can perform the following financial transactions via myABL Digital Banking:

  • IBFT
  • Bill Payment
  • Funds Transfer to own ABL NRP Rupee Value Account
  • Funds Transfer to other ABL Local/Foreign Currency Accounts
  • Donation
  • QR Payment
  • Pay Anyone
  • Franchise Payment

You can conveniently manage your ABL AMC Mutual Fund investments, Avail Mastercard QR scan offers, get full & mini statement of your account, view various discounts & subscribe for E-Statement on different frequencies with myABL internet banking and mobile banking app.

Note: To avail myABL Digital banking services, you need to have an active ABL account. If you are new to ABL, open an account at any Allied Bank branch & enjoy seamless internet banking services. For information regarding branches, visit, /services/branch-network/ For more information:

*For Pakistan, Allied Phone Banking calls its customers from 1222.

How to register on myABL internet banking and mobile banking app?

To sign up for myABL Digital Banking, you need to follow the easy steps below:

  •  Download myABL mobile Banking App for Android, iOS and Huawei Apps from Google Play Store , App Store and Huawei App Gallery.
  • Registration of myABL can only be done through myABL mobile application. Click on Register Now
  • Upon clicking the “Register Now” feature, kindly provide the following information on registration form and press “Continue”.
  • CNIC# (13 digits without any dashes”-“) Or Passport#(for Foreign Nationals only)
  • Select your current Mobile Network
  • Enter your Mobile Number (in the format 03XXXXXXXXX as per your record available with Bank)
  • Re-Enter/Confirm your Mobile Number
  • After providing all above details, Press “Continue”

*Users previously registered for myABL Personal Internet & Mobile Banking are not required to re-register on myABL.

  • After confirming your information, a 10-character complex One Time Password (OTP) will be sent via SMS to the mobile number registered with us for verification

*In case of ported mobile number please follow the instructions mentioned on screen. Moreover, it is must that your SIM should be in the same phone if attempting registration through android device

  • After verifying the OTP, you will be asked for in-app biometric verification. If unsuccessful, visit any ABL branch for in-person biometric verification and attempt registration again.
  • After verification, you can see all accounts available for linking and you can uncheck the ones you don’t want to link.
  • You can then set your “Username” and “Password”.

*System will confirm if username is available else, you’ll have to provide any other username. * For setting up your password, kindly click the link available on screen to view password policy. Note: In case of mismatch of information due to change of personal information e.g., Mobile number, please click here to know how to update your contact details.

  • After successful registration, you will receive an automated verification call. Once you confirm, there will be a two-hour cooling period before you can start using your account for transactions. In case you have declined the robocall or not able to receive the robocall, you can request it manually by logging in and going to “Activate myABL option” available in side menu.

Allied Bank uses a very high level of encryption to protect your transactions and Accounts from unauthorized access. This includes security in terms of hardware and software at our end such as Firewalls, SSL certificates and other security software.

All information that travels between your device and myABL Internet Banking Server(s) is secured with 128-bit SSL encryption. This means information cannot be read or tempered between any points on Internet. This ensures privacy of your transactions and any other data that travels over Internet.

While using browser make sure that “LOCK” icon is present in browser URL bar without any warning on the login page.

Customer must keep their Username and Password confidential and take steps to prevent unauthorized use of them. Customer must not tell or disclose them to another person or allow them to be seen by another person (including family or friends). Customer must not keep a record of them in a way which they can be determined by another person. Customer must not record them together. Customer must not select a Password, which represents your birth date or a recognizable part of your name.

ABL sends out an SMS alert on every device registration. In case you receive a device registration alert which you have not performed, you should immediately change your myABL Digital Banking password and also register a complaint via calling Allied Phone Banking helpline.

PIN Based Security:

All financial transactions are secured by a 6-digit One Time PIN. You have to enter this PIN whenever you will try to transfer funds or pay bills. You can always regenerate your PIN and change your PIN delivery method from with-in the myABL Internet Banking. Customer must not share OTP with any one.

For more details visit our security guide


Online Banking Guide

myABL User Guide
Features of myABL
myABL Online Banking FAQs
IBFT Formats
Customer Request Form
myABL Terms & Conditions
User Guide - Transactions Activation using Robo Call

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