VISA Premium Debit Card

With access to over 1200+ international airport lounges across more than 140 countries globally, Allied Visa Premium Debit Cardholders experience a distinguished level of travel comfort. Utilize your Allied Visa Premium Debit Card to enjoy a more relaxing and stress-free journey. Cardholders are entitled to 8 complimentary lounge visits per calendar year.

Term and Conditions for International Airport Lounge free Access

• Allied Bank Visa Premium Debit Card customer will be initially allowed one (1) complimentary visit each year prior to meeting the Eligibility Condition (Guests are not allowed).
• After first complimentary free visit, customer have to perform an international transaction with minimum value of USD 1;
• After meeting the Eligibility Condition, the Allied Visa Premium Debit Card customer becomes eligible for next 07 free visits entitlement for the year.
• Annual lounge visit entitlement and the requirement to meet the Eligibility Condition will reset from 1 January in each year
• All guest visits will be paid by Allied Visa Premium Debit Card customer

Download Visa Airport Companion (VAC) app and register before visiting any Airport lounge.

Note: please ensure to activate your Premium Debit Card online transaction service through myABL/ABL Helpline 111-225-225.

Visa Airport Companion

Visa Airport Companion (VAC) is a fully digital solution provided by the travel and lifestyle platform, DragonPass. VAC is developed in partnership with DragonPass, a leading global travel and lifestyle service platform. Visa Airport Companion (VAC) brings together features and benefits in a single, digital-first solution and offers several advantages for cardholders.

Sign Up to Visa Airport Companion (VAC) app by following the below steps. 

Step 1: Eligible Visa cardholders must download the Visa Airport Companion (VAC) app, available at no cost from the Apple App Store or Google Play Store.

Step 2: Once downloaded, select Sign Up and complete the information as requested including:

1. Eligible Visa card details:
   
   
   • Card number
   • Expiry date
   • CVV number
   • Country of issuance
2. Name, email address, and mobile number
3. Consent to Terms and Conditions, Privacy Policy, and Terms of Use.

Step 3: A six-digit code will be sent to the cardholder’s mobile number or email address for verification.

Step 4: After successful verification, the cardholder can create a password and will be directed to the app homepage where their benefits can be accessed straight away!

Airport Lounge Access (Karachi, Lahore, Islamabad and Multan) Enjoy complimentary CIP lounge access on international travel from Karachi, Lahore, Islamabad and Multan airports (1 Guest allowed).

Hotels Visa luxury hotel collection is composed of over 900 intriguing and prestigious properties. All properties, from boutique gems to world famous hotels, provide a premium collection of benefits specially designed to offer an unparalleled experience. Please book through www.visaluxuryhotels.com to avail these offers. For more information, visit www.visaluxuryhotels.com

Purchase Protection Purchase Protection provides you with the peace of mind every time you make a purchase through Allied Visa Premium Debit Card. It protects against the theft or accidental damage of the purchased items, so you can focus on simply finding that perfect purchase. Please visit https://Cardholderbenefitsonline.com/ for more details.

Extended Warranty Extended Warranty adds real value to the items purchased with Allied Visa Premium Debit Card. It doubles the repair period offered by the original manufacturer’s warranty for up to 1 year, so you always feel the benefit of extra protection. Please visit https://Cardholderbenefitsonline.com/ for more details.

Extended Card Limit Usage Enjoy per day limit of PKR 500,000 on ATM withdrawals and PKR 1 Million on POS purchases with your Allied Visa Premium Debit Card.

Travel Insurance We have got you and your families covered. So, you can simply focus on enjoying every single moment of your travel experience. With multi-trip travel insurance, you and your family are covered on all trips up to 90 days in duration.

Please visit https://Cardholderbenefitsonline.com/ for more details.

Dining Discounts Your Allied Visa Premium Debit Card also takes cares of your meals whether you are in Pakistan or travelling abroad with its exclusive discounts at 200+ locations. Please just download the app “DragonPass Dine & Travel” from Apple App Store or Google Play Store and use the app to look for the locations offering discounts.

Fraudulent Card Misuse Protection  Your Allied Visa Premium Debit Card is protected against unauthorized transactions or fraudulent use by unrelated third parties. This covers unauthorized charges as a result of loss or theft. For more information please visit: https://Cardholderbenefitsonline.com/

Individuals, sole proprietors and joint account holders (either/survivor) fulfilling any of the following criteria:

• Minimum annual income of Rs. 5 million.
• At least Rs. 2 million deposit in Current, Savings, Term Deposit or equivalent amount in Foreign Currency Account.
• At least Rs. 2 million investment in Allied Bank’s Asset Management Company.
• House Loan of at least Rs. 20 million with Allied Bank.
• Senior Executives of companies whose annual turnover is Rs. 10 million and above in Company Business Account. A minimum of 12 month’s company relationship with the bank is required.

If you fulfill any of the above criteria, please visit your nearest Allied Bank branch with documentary proof to avail Premium Debit Card.

other than the exclusive discounts, Premium Debit Card receives the standard Allied Bank card and QR offers available to all its cardholders. For details of Allied Bank Premium Debit Card Discounts, click here.

• Per day ATM cash withdrawal limit – PKR 500,000/-
• Per day POS and e-commerce limit – PKR 1,000,000/-
• Per day ATM FT and IBFT limit – PKR 2,000,000/-
• Per day ATM Bill Payment / Donation – Rs.1,000,000

Issuance of Allied Visa Premium Debit Card, annual fee, replacement and transaction charges will be applicable as per the bank’s Schedule of Charges. Customers can avail annual fee waiver on the following terms and conditions.

Deposit Based:

• Customers will be eligible for annual fee waiver, if maintaining Rs.500,000 in Current or Rs. 1 million in Savings Account based on daily average of the last 11 months.

Customers are required to submit request for annual fee waiver, once the above mentioned criteria is met, by calling Allied Bank helpline at 042 or 021 111 225 225.

*For Pakistan, Allied Phone Banking calls its customers from 1222

Our Allied Visa Premium Debit Card holders can now avail Global Customer Assistance Service (GCAS) regarding their Visa Premium Debit Card while traveling in any of the countries. For Visa Global Customer Assistance Services and/or toll-free numbers, please download the PDF file below:

Global Customer Assistance Service (GCAS)

In the event of a travel medical emergency, please first call 24/7 Assistance Department:

• +44 (0) 208 762 8373 (English)
• +7 (495) 937 6453  (Russian, English)
• +971 (4) 253 6024 (Arabic, French, English)

For all other claims, please email claims helpline at [email protected] and provide:

• Cardholder’s name,
• First 9 digits of covered card number,
• Cardholder’s address,
• The policy or section under which you wish to make a claim.

Please notify within 90 days (30 days for Fraudulent Card Misuse Benefit) of becoming aware of an incident or loss which might lead to a claim. When a claim is made you will receive a claim form, which should be returned to the address given or sent via email to [email protected] within 90 (ninety) days (30 days for Fraudulent Card Misuse Benefit) along with all required supporting documentation. Cardholders are advised to retain copies of all documents for their own reference.

To get your premium debit card, visit your nearest ABL  branch or call 111-225-225.