Allied Bank strives to provide innovative and convenient solutions to meet the evolving financial needs of its customers. In line with this commitment, we are pleased to introduce the Temporary Limit Enhancement Facility – industry first service. This facility enables Allied Bank Debit Cardholders to temporarily increase their daily transactional limits, allowing them to seamlessly conduct transactions that exceed their current debit card limits.
This service is available 24/7 and can be accessed through multiple self-service channels, including the myABL Digital Banking platform (via the myABL mobile app and internet banking), as well as any ABL ATMs, CCDMs, or Cash Recycler Machines. The facility employs a secure biometric verification process, ensuring both convenience and security for all our customers.
For your financial needs, Allied Bank is here to support you with swift and secure solutions.
- All Allied Bank Debit Cardholders are eligible to access this service.
- The temporary limit will be increased by 100%, effectively doubling the standard limit.
- The service is available for the following transaction types:
- ATM – Cash Withdrawals
- ATM – Funds Transfer (FT/IBFT)
- Retail – POS & Online Shopping
- Customers may utilize this service for any or all of the aforementioned transaction types once per day.
- The enhanced limit will be applied instantly and remain valid until 12:00 AM (midnight) on the same day.
- A fee will be charged as per the Bank’s Schedule of Charges.
- This service can be activated through myABL Digital Banking (via the myABL app or internet banking) or at any ABL ATM, CCDM, or Cash Recycler Machine by initiating the Biometric Verification process. The Biometric Verification process can be triggered by touching the ATM screen or pressing any button.
Amounts in PKR
ATM Cash Withdrawal | ||
Debit Card Variants | Regular Limits | New Limit after Enhancement |
UnionPay & PayPak Basic / Asaan Debit Card | 50,000 | 100,000 |
UnionPay & PayPak Classic and Classic Plus Debit Card | 100,000 | 200,000 |
UnionPay & PayPak Gold Debit Card/ VISA Sapphire | 200,000 | 400,000 |
VISA Classic Debit Card | 100,000 | 200,000 |
VISA Platinum Debit Card/ VISA Sapphire 200 | 300,000 | 600,000 |
VISA Premium Debit Card | 500,000 | 1,000,000 |
POS & Online Shopping |
||
Debit Card Variants | Regular Limits | New Limit after Enhancement |
UnionPay & PayPak Basic Debit Card | 25,000 | 50,000 |
UnionPay & PayPak Classic Asaan Debit Card | 50,000 | 100,000 |
UnionPay & PayPak Classic and Classic Plus Debit Card | 100,000 | 200,000 |
UnionPay & PayPak Gold Debit Card/ VISA Sapphire | 250,000 | 500,000 |
VISA Classic Debit Card | 200,000 | 400,000 |
VISA Platinum Debit Card/ VISA Sapphire 200 | 500,000 | 1,000,000 |
VISA Premium Debit Card | 1,000,000 | 2,000,000 |
ATM Funds Transfer (Within ABL or Other Banks) |
||
Debit Card Variants | Regular Limits | New Limit after Enhancement |
UnionPay & PayPak Basic Debit Card | 50,000 | 100,000 |
UnionPay & PayPak Classic Asaan Debit Card | 250,000 | 500,000 |
UnionPay & PayPak Classic and Classic Plus Debit Card | 250,000 | 500,000 |
UnionPay & PayPak Gold Debit Card/ VISA Sapphire | 250,000 | 500,000 |
VISA Classic Debit Card | 500,000 | 1,000,000 |
VISA Platinum Debit Card/VISA Sapphire 200 | 1,000,000 | 2,000,000 |
VISA Premium Debit Card | 2,000,000 | 4,000,000 |
Click here to view the step-by-step guide to subscribe for temporary limit enhancement service using ABL ATM, CCDM or Cash Recycler Machine.
Click here to view the step-by-step guide to subscribe for temporary limit enhancement service using myABL digital banking (myABL app. & internet banking).
Q: How long will temporarily enhanced limit be applicable on my debit card once subscribed?
It will remain applicable till 12:00 AM (midnight) on the same calendar day when it is subscribed.
Q: Can I subscribe for temporary limit enhancement more than once in a single calendar day?
No, the limit for one transaction type can be enhanced only once in a single calendar day. However, customer can avail this service for all three transaction types once in a day.
Q: If I have already utilized some amount from my default daily transaction limit and then subscribe for limit enhancement, what will be the total transaction amount I can avail till 12:00 AM?
The amount you have already utilized before service subscription will be excluded from ‘New Limit After Enhancement’ amount.
Example: You have VISA Premium debit card and had withdrawn Rs. 400,000/- from ATM on 10-Oct-2024 before 11:00 AM. You subscribe for temporary limit enhancement service for ATM cash withdrawal transaction on 10-Oct-2024 at 11:10 AM. Now the remaining daily limit will be Rs. 600,000/- till 12:00 AM midnight.
Q: Can I subscribe for limit enhancement service if my available account balance is less than the applicable Fee + FED for temporary limit enhancement?
No, there must be sufficient balance available in your account at the time of subscribing the service.
Q: If I have multiple ABL debit cards on different ABL accounts, can I subscribe for limit enhancement service on multiple cards?
Yes, you can avail limit enhancement facility on different ABL debit cards you have.
Q: Can I claim for reversal of limit enhancement subscription fee if I did not utilize any amount from the enhanced transactional limit?
No, subscription fee cannot be reversed once limit enhancement transaction was successful.
Q: If I increase the FT/IBFT limit using the Temporary Limit Enhancement facility through myABL, can I utilize the enhanced limit from myABL for FT/IBFT transactions?
No, the enhanced limit for FT/IBFT activated through myABL Temporary Limit Enhancement facility, can only be utilized for transactions performed at ATMs, not for myABL FT/IBFT transactions
Q: In case of any query, where should I contact?
You may call Allied Phone Banking at (021) or (042) 111-225-225 within Pakistan or +9221-35301094 from outside Pakistan.