Customer will visit any Islamic banking Branch (IBB) / Islamic Banking window (IBW) for account opening.
Customer to approach Banking services officer and will provide relevant document (mentioned below)
BSO will first create customer’s profile CP(s) while getting necessary information.
After creation of CP(s), BSO will request Banking services manager (BSM) to authorize CP(s).
After CP(s) authorization. BSO will conduct biometric verification of customer(s).
- NCLA account opening
- NCLA Authorization
- Principle account opening
- FATCA input by BSO
- EKYC input by BSO
- FATCA authorization by BSM
- EKYC authorization by Branch Manager (BM)
- Principle account authorization by BSM
IDENTITY DOCUMENTS:
An attested photocopy of any one of the following valid Identity Documents, invariably attested by Gazetted officer/ Nazim/ Administrator or an officer of the Bank after original seen, shall be obtained for opening the accounts of Pakistani Nationals / Overseas Pakistanis / Foreign Nationals of Pakistani Origin.
Identity documents required for opening of accounts of Pakistani nationals /overseas Pakistanis / foreign nationals of Pakistani origin:
An attested photocopy of any one of the following valid Identity Documents, invariably attested by Gazetted officer/ Nazim/ Administrator or an officer of the Bank after original seen, shall be obtained for opening the accounts of Pakistani Nationals / Overseas Pakistanis / Foreign Nationals of Pakistani Origin:
- Valid Computerized National Identity Card (CNIC) issued by NADRA
- Valid Smart National Identity Card (SNIC) issued by NADRA
- Valid National Identity Card for Overseas Pakistani (NICOP) issued by NADRA (it is a mandatory requirement for all Pakistanis working/residing abroad and holding dual nationality)
- Valid Smart National Identity Card for Overseas Pakistani (SNICOP) issued by NADRA (it is a mandatory requirement for all Pakistanis working/residing abroad and holding dual nationality)
- Valid Pakistan Origin Card (POC) issued by NADRA to Foreign Nationals of Pakistani Origin
- Valid Form-B (CRC) / Juvenile Card (for Pakistani citizens who are Minors)
- Account of a major person will not be opened on the basis of “Juvenile Card” (issued during his/her minority), irrespective of its validity date.
- In case of any specific product related identification requirement relevant PPMs shall be referred.
DOCUMENTS / FORMALITIES REQUIRED FOR OPENING OF ALLIED ISLAMIC STZ ACCOUNT
- Registration certificate/ License issued by Special Technology Zone Authority
- Memorandum of Association (MOA)
- Articles of Association (AOA)
- Certificate of Incorporation
- Incorporation Form II (In case of newly incorporated company only)
- Latest ‘Form-A (Annual Return of Company having Share Capital) / Form-B (Annual Return of Company not having Share Capital) (whichever is applicable) (In case of already incorporated company only)
- Form 29 (Particulars of directors and officers, including the chief executive, secretary, chief financial officer, auditors and legal adviser or any change therein. In case of already incorporated company only)
- Form-C (Annual Return of Companies in case there is no Change of Particulars since Last Annual Return filed with the Register) (where applicable) (In case of already incorporated company only)
- SECP registered Declaration for Commencement of Business as required under Companies Act 2017 (In case of Public Limited Companies only).
[1] The above stated process is of Saving account opening in Islamic banking. For current account there is no need to open NCLA. Rest of the process of account opening is same for current account.
[1] In case BM is not available in branch BSM will authorize EKYC.