Product Benefits
Alsurance provides great benefits for as low as Rs. 2,160 per annum, which is Rs. 6 a day.
In case of an Accidental Death or Disability, the claim is paid out lump sum basis so that your family can maintain their lifestyle and take care of any immediate financial responsibilities.
Alsurance provides flexible plans for individuals as well as for families – which include spouse and children.
In the event of an accidental or terrorism related injuries, your expenses for medical care are reimbursed.
Alsurance offers you both annual payment and monthly payment option, so you can choose a payment plan that suits you best.
Plans:
| Silver | Gold | Platinum | Diamond | |
|---|---|---|---|---|
| Accidental or Terrorism Related | ||||
| Death or Permanent Total Disability | Rs.1,500,000 | Rs.3,000,000 | Rs.5,000,000 | Rs.7,500,000 |
| Medical Expense Reimbursement | Rs.300,000 | Rs.500,000 | Rs.750,000 | Rs.1,000,000 |
| Policy Type | Premium Amount | |||
| Individual Annual | Rs.2,160 | Rs.4,080 | Rs.6,720 | Rs.9,900 |
| Family Annual | Rs.4,440 | Rs.8,760 | Rs.14,016 | Rs.20,520 |
- Plans are available to individuals aged 18 years to 70 years, inclusive.
- Family includes self, spouse and unlimited children. Age of spouse must be between 18 years to 70 years. Only child(ren) up to 22 years and 364 days are covered if child(ren) continues to be single, full-time student and economically dependent on their parents.
Premium is inclusive of all levies and taxes. Major Exclusions:
- Any Pre-existing Condition, any complication arising from it; or
- Suicide, attempted suicide (whether sane or insane) or intentionally self-inflicted Injury or illness; or
- Being under the influence of drugs, alcohol, or other intoxicants or hallucinogens unless properly prescribed by a Physician and taken as prescribed; or
- Participation in an actual or attempted felony, riot, crime, misdemeanor, (excluding traffic violations) or civil commotion; or
- War, civil war, invasion, insurrection, revolution, act of foreign enemy, hostilities (whether War be declared or not), rebellion, mutiny, use of military power or usurpation of government or military power;
- This product is underwritten by EFU General Insurance Ltd. Allied Bank is distributing this product on behalf of EFU General Insurance Ltd.
- Taxes will be applicable as per taxation laws as stipulated by relevant authorities.
- This is an accident-only insurance policy; it does not pay benefits for sickness.
- This brochure is only a guideline of the product features, benefits and exclusions. For detailed terms and conditions please refer to the policy document.
EFU General Insurance Ltd
2nd Floor, Cooperative Insurance Building,
23 Shahrah e Quaid e Azam, Lahore, Pakistan.
Tel: (042) 37243290, 37312196, 37312166, 37350616
Fax: (042) 37357966
Email: [email protected]
Website: www.efuinsurance.com
Allied Bank Limited
Bancassurance – Liabilities & Product Development, (CBG)
ABL Head Office, 2nd Floor, Kalma Tower, New Garden Town, Lahore
Contact No: 042-35880043 – Ext 32102
Email: [email protected]