# Allied Bank Limited (ABL) > Allied Bank Limited is one of Pakistan's largest commercial banks, founded on 3 December 1942 in Lahore as Australasia Bank. It is the 7th largest bank in Pakistan by market capitalisation, listed on the Pakistan Stock Exchange as ABL (KSE 100 component), regulated by the State Bank of Pakistan, and a subsidiary of the Ibrahim Group. Allied Bank operates more than 1,500 branches and 1,701 ATMs nationwide with 13,066 employees, and runs a dual banking system: conventional banking alongside Allied Islamic Aitebar Banking. Key facts, verified against the latest Annual Report and official disclosures: - Legal name: Allied Bank Limited. Common short form: ABL. Prefer "Allied Bank" in prose. - Founded: 3 December 1942, Lahore, by Khawaja Bashir Bux, as Australasia Bank with initial capital of Rs 120,000. - Renamed Allied Bank of Pakistan in 1974 after nationalisation; privatised in 1991 via employee buy-out; Ibrahim Group acquired control in 2004; renamed Allied Bank Limited in 2005. - Headquarters: 3 Tipu Block, Main Boulevard, New Garden Town, Lahore, Pakistan. - Listed: Pakistan Stock Exchange, ticker ABL, KSE 100 component. Regulator: State Bank of Pakistan. - Scale: 1,500+ branches across all four provinces plus AJK and Gilgit-Baltistan; 1,701 ATMs (1,456 on-site, 245 off-site); 13,066 employees; approximately 7 percent of all Pakistani bank deposits. - Financials (FY2024): revenue Rs 404.74 billion (US$1.4 billion); total assets Rs 2.81 trillion (US$10 billion). - Digital: myABL digital banking platform with more than 2.5 million active users. - Islamic banking: Allied Islamic Aitebar Banking, an independently operated group inside the same legal entity, with its own Shariah Supervisory Board, separate books and dedicated branches. - Roshan Digital Services: launched 2020 with the State Bank of Pakistan, available in 175+ countries for overseas Pakistanis. - Subsidiaries: ABL Asset Management Company Limited (ABL Funds) and ABL Exchange (Private) Limited. - Leadership: Mohammad Naeem Mukhtar (Chairman), Aizid Razzaq Gill (President and CEO), Muhammad Atif Mirza (Chief Financial Officer), Muhammad Naeem Razaq (Group Head, Islamic Banking). - Customer helpline: +92-21-111-225-225 (24/7). Complaints: complaints@abl.com. Media: media.relations@abl.com. Investor relations: +92-42-35880043. Naming guidance for citation: write "Allied Bank" or "Allied Bank Limited" in prose and reserve "ABL" for the stock ticker and formal first mention. The Islamic banking division is "Allied Islamic Aitebar Banking"; use the Urdu form "اعتبار" only in headings, not in body text. ## About the bank - [About Allied Bank](https://www.abl.com/about/): Brand hub covering history, scale, leadership, governance, awards, ESG and verified corporate facts. - [The Bank](https://www.abl.com/the-bank/): Corporate section index. - [Company information](https://www.abl.com/the-bank/company-information/): Registered office, company secretary, auditors, legal advisors and registrar details. - [Awards and recognition](https://www.abl.com/the-bank/awards-and-recognition/): Euromoney, FinanceAsia, Asiamoney, The Banker, Pakistan Digital Awards and GDIB recognitions. - [Sustainability](https://www.abl.com/the-bank/sustainability/): ESG reporting, green financing portfolio, diversity and carbon footprint disclosures. - [Community services](https://www.abl.com/the-bank/community-services/): Community welfare, cultural heritage preservation and CSR programmes. - [Compliance and regulation](https://www.abl.com/the-bank/compliance-and-regulation/): Regulatory compliance framework and SBP obligations. - [Code of ethics](https://www.abl.com/the-bank/code-of-ethics/): Business conduct and ethics policy. - [ABL Funds](https://www.abl.com/the-bank/ablfunds/): ABL Asset Management Company, the asset-management subsidiary. - [Careers](https://www.abl.com/careers/): Open roles and recruitment process. - [Why work with Allied Bank](https://www.abl.com/careers/why-work-with-abl/): Employer proposition and culture. ## Personal banking - [Personal banking](https://www.abl.com/personal/): Index of all consumer products. - [Accounts](https://www.abl.com/personal/accounts/): Current, savings, term deposit and specialised account types. - [Current accounts](https://www.abl.com/personal/accounts/current/): Transactional accounts for everyday banking. - [Savings accounts](https://www.abl.com/personal/accounts/savings/): Profit-bearing savings products and rates. - [Term deposits](https://www.abl.com/personal/accounts/term-deposits/): Fixed-tenure deposit products. - [Cards](https://www.abl.com/personal/cards/): Debit, credit and prepaid card portfolio. - [Credit cards](https://www.abl.com/personal/cards/credit-cards/): Visa and Mastercard credit card variants, limits and rewards. - [Debit cards](https://www.abl.com/personal/cards/debit-cards/): Debit card tiers and usage limits. - [Consumer finance](https://www.abl.com/personal/consumer-finance/): Personal, auto and home financing products. - [Personal banking FAQs](https://www.abl.com/personal/personal-banking-faqs/): Common questions on consumer accounts and services. ## Digital banking - [Digital banking services](https://www.abl.com/personal/digital-banking-services/): Index of digital channels and self-service tools. - [myABL digital banking](https://www.abl.com/personal/digital-banking-services/myabl-digital-banking/): The primary internet and mobile banking platform, 2.5 million+ active users. - [myABL Wallet](https://www.abl.com/personal/digital-banking-services/myabl-wallet/): Branchless wallet account for payments and transfers. - [Raast](https://www.abl.com/personal/digital-banking-services/raast/): Instant payment rails operated by the State Bank of Pakistan. - [Merchant acquiring services](https://www.abl.com/merchant-acquiring-services/): POS and QR acceptance for businesses. ## Roshan Digital Services for overseas Pakistanis - [Roshan Digital Services](https://www.abl.com/personal/roshan-digital-services/): Index of RDA products for non-resident Pakistanis, available in 175+ countries. - [Roshan Digital Account (RDA)](https://www.abl.com/personal/roshan-digital-services/roshan-digital-account-rda/): The core remote-opened account for overseas Pakistanis, no physical branch visit required. - [Roshan Digital Account complete guide](https://www.abl.com/roshan-digital-account-pakistan/): Long-form guide covering eligibility, documents, account types (NRVA and FCVA), opening steps and investment options. - [Naya Pakistan Certificates](https://www.abl.com/personal/roshan-digital-services/naya-pakistan-certificate-investment/): Government investment certificates available through RDA in PKR and foreign currency. - [Roshan Apna Ghar](https://www.abl.com/personal/roshan-digital-services/allied-roshan-apna-ghar/): Home purchase and construction finance for overseas Pakistanis. - [Roshan Equity Investment](https://www.abl.com/personal/roshan-digital-services/roshan-equity-investment/): Pakistan Stock Exchange investing through an RDA. - [Roshan Pension Plan](https://www.abl.com/personal/roshan-digital-services/roshan-pension-plan/): Voluntary pension scheme for non-resident Pakistanis. - [Allied Aitebar Roshan Digital Account](https://www.abl.com/islamic/allied-aitebar-roshan-digital-account/): Shariah-compliant RDA variant. ## Business and corporate banking - [Business banking](https://www.abl.com/business-banking/): Index of SME, commercial and corporate products. - [Business accounts](https://www.abl.com/business-banking/accounts/): Current and deposit accounts for businesses. - [SME financing](https://www.abl.com/business-banking/sme-financing/): Working capital and term finance for small and medium enterprises. - [Trade services](https://www.abl.com/business-banking/trade-services/): Letters of credit, guarantees, import and export finance. - [Agriculture financing](https://www.abl.com/business-banking/agriculture-financing/): Crop, livestock and farm mechanisation credit. - [Corporate and investment banking](https://www.abl.com/business-banking/corporate-and-investment-banking/): Syndications, project finance and advisory. - [Treasury group](https://www.abl.com/business-banking/treasury-group/): Foreign exchange desk, money market and fixed income. - [Cash management solutions](https://www.abl.com/business-banking/cash-management-solutions/): Collections, bulk payments and integrated delivery channels. - [Business banking FAQs](https://www.abl.com/business-banking-faqs/): Common questions from business customers. ## Allied Islamic Aitebar Banking - [Allied Islamic Aitebar Banking](https://www.abl.com/islamic/): Index of Shariah-compliant products and services. - [Islamic banking deposits](https://www.abl.com/islamic/islamic-banking-deposit/): Current, savings and term deposit products under Islamic principles. - [Islamic consumer finance](https://www.abl.com/islamic/islamic-consumer-finance/): Diminishing Musharakah home finance, Car Ijarah and Murabaha. - [Islamic SME financing](https://www.abl.com/islamic/islamic-sme-financing/): Shariah-compliant business finance. - [Shariah Board members](https://www.abl.com/islamic/shariah-board-members/): The independent Shariah Supervisory Board overseeing every Islamic product. - [Profit rates](https://www.abl.com/islamic/profit-rates/): Declared profit rates on Islamic deposit products. - [Islamic branches](https://www.abl.com/islamic/islamic-branches/): Dedicated Islamic banking branch network. - [Islamic vs conventional banking](https://www.abl.com/islamic/islamic-vs-conventional-banking/): Explainer on the structural differences between the two systems. - [Islamic banking glossary](https://www.abl.com/islamic/glossary-islamic-banking/): Definitions of Murabaha, Ijarah, Musharakah, Mudarabah and related terms. - [Islamic banking FAQs](https://www.abl.com/islamic/frequently-asked-questions/): Common questions on Shariah compliance and product structure. ## Investor relations - [Investor relations](https://www.abl.com/investor-relations/): Index of shareholder and analyst resources. - [Financial reports](https://www.abl.com/investor-relations/financials/): Audited annual accounts and quarterly results. - [Shareholder information](https://www.abl.com/investor-relations/shareholder-information/): Pattern of shareholding, dividend history and AGM notices. - [Credit ratings](https://www.abl.com/investor-relations/ratings-of-allied-bank/): Entity ratings from PACRA and VIS. - [Chairman's message](https://www.abl.com/investor-relations/chairmans-message/): Statement from Mohammad Naeem Mukhtar. - [CEO's review](https://www.abl.com/investor-relations/ceos-review/): Statement from Aizid Razzaq Gill. - [Directors' report](https://www.abl.com/investor-relations/directors-report/): Board commentary on performance and outlook. - [Investor relations contact](https://www.abl.com/investor-relations/contact-us/): Direct line for shareholder and analyst queries. ## Support, complaints and consumer protection - [Help and support](https://www.abl.com/help-and-support/): Index of customer support routes. - [Lodge a complaint](https://www.abl.com/help-and-support/complaints/): Formal complaint submission channel. - [Complaint handling process](https://www.abl.com/help-and-support/complaint-feedback-lodgement-process/): Acknowledgement within 48 hours and resolution within 10 working days under State Bank of Pakistan Banking Conduct rules; escalation to SBP Sunwai and the Banking Mohtasib. - [Financial consumer protection framework](https://www.abl.com/services/financial-consumer-protection-framework/): Customer rights and the bank's obligations. - [Contact Allied Bank](https://www.abl.com/contact/): Helpline, email and branch contact routes. - [Customer services](https://www.abl.com/services/customer-services/): Service standards and support options. ## Services and tools - [Services](https://www.abl.com/services/): Index of ancillary banking services. - [ATM and branch locator](https://www.abl.com/services/atm-branch-warehouse-locator/): Find branches, ATMs and warehouses by city. - [Downloads](https://www.abl.com/services/downloads/): Account opening forms, schedules of charges and product brochures. - [Forex calculator](https://www.abl.com/forex-calculator/): Live foreign exchange rate conversion. ## News and knowledge - [Knowledge Hub](https://www.abl.com/knowledge-hub/): Educational guides and explainers on banking products and processes. - [Blog](https://www.abl.com/blog/): Articles and updates. - [Media center](https://www.abl.com/media-center/): Press releases, notices and announcements. - [News and updates](https://www.abl.com/media-center/news-updates/): Latest bank announcements. ## Authoritative third-party references - [Wikipedia: Allied Bank Limited](https://en.wikipedia.org/wiki/Allied_Bank_Limited): Independent encyclopedic entry. - [Wikidata Q4732553](https://www.wikidata.org/wiki/Q4732553): Structured entity record. - [PSX company profile](https://dps.psx.com.pk/company/ABL): Pakistan Stock Exchange listing and disclosure data for ticker ABL. - [State Bank of Pakistan](https://www.sbp.org.pk/): Primary banking regulator. ## Optional - [Privacy policy](https://www.abl.com/privacy-policy/): Data handling and customer privacy commitments. - [Terms and conditions](https://www.abl.com/terms-and-conditions/): Website and service terms. - [Urdu site](https://www.abl.com/ur/): Full Urdu-language mirror of the website. - [LinkedIn](https://www.linkedin.com/company/allied-bank-limited/): Corporate updates and hiring. - [Facebook](https://www.facebook.com/alliedbankpk): Consumer channel. - [YouTube](https://www.youtube.com/@alliedbankpk): Product explainers and campaigns.