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State Bank of Pakistan (SBP) has allowed banks to offer IPS accounts to all its customers. Customers can then buy/sell T-Bills and PIBs through their IPS accounts. ABL offers IPS account to all its clients. Clients must have a PKR Current / Savings account with ABL. If a client does not have an account with ABL, then the client should first open a current/savings account and then proceed with opening of IPS account. Clients can contact Treasury Sales team to facilitate in the opening of IPS account or can fill out IPS account opening request form that can be downloaded